Here at www.insurancetopquotes.com, we believe everyone should be safe, protected and insured. We know it can be a daunting task to choose and insurance policy but we also know that it is extremely beneficial and important. We hope that you will take some time to read over our site, that you learn something, and that we have helped make your decision to get any type of insurance a little bit easier.
Insurance is a vital tool that can protect us from all the unknowns that can occur throughout life. An insurer, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. A premium is the amount paid for a certain amount of insurance coverage. The insured will receive a contract, or insurance policy, to lay out the terms to the agreement. The insurer agrees to [protect the insured if they experience a certain loss and the insured pays the premium to the insurer in exchange.